Business Purpose loans expand opportunities for investors by financing rental properties or those used commercially 50% of the time (or less). We offer less friction and can close quickly.
Accelerator
DSCR | No Ratio
Options for business purpose loans. No tax returns required. Qualifying loans with property cash flow.
Are your borrowers CDFI eligible? Tap into a $1 trillion market of underserved borrowers and communities by accessing the CDFI fund through Champions Funding. Certified by the U.S. Department of the Treasury, the CDFI fund gives lenders the opportunity to expand homeownership in historically underserved markets.
Impact lives & spark economic growth with CDFI loans at Champions Funding. Learn More about CDFIs.
Expand your pool of potential borrowers by offering Non-QM loan products. Consider these anything but ordinary, non-traditional borrowers:
Self-employed borrowers
Small business owners
Gig-based workers
Online or cash-based business owners
Influencers, artists, vloggers
Looking for flexible financing solutions? Ditch the docs required with agency loans. Instead, find alternative documentation (Alt-Doc) solutions for creditworthy borrowers.
Alt-Doc loan programs include:
Bank statement
P & L
1099
Asset Utilization
WVOE
Consider this pathway to homeownership for those who earn income differently.
Are your borrowers CDFI eligible? Tap into a $1 trillion fund from the U.S. Department of the Treasury set aside for deserving and creditworthy borrowers in historically underserved markets. Impact lives & spark economic growth with CDFI loans at Champions Funding. Learn More about CDFIs (link to What is a CDFI page)
Expand your pool of potential borrowers by offering Non-QM loan products. Consider these anything but ordinary, non-traditional borrowers: · Self-employed borrowers · Smallbusiness owners · Gig-basedworkers · Online or cash-based business owners · Influencers,artists, vloggers
We’ll help you get the word out about Non-QM financing options. Access free Marketing Materials now. (link to marketing resources)
MORE FINANCING OPTIONS for real estate investors - with Less hassle
Business Purpose Loans
Qualifying investors with DSCR
No proof of personal income or employment verification is required to qualify for DSCR loans. A business purpose loan uses Debt Service Coverage Ratio (DSCR) as a key indicator to determine if there is enough cash flow to repay the debt. Learn more about DSCR.
Close in as little as 5 days
We close business purpose loans in days, not weeks! With no TRID disclosure requirements or mailing wait times, the CTC is closer than you think with a Non-QM loan at Champions Funding.
Discover the ways we help you race to the finish line with our frictionless process and access to our robust resources and support teams!
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